Long Term Care Insurance
Mary the Medicare Lady offers Long Term Care Insurance. Contact us for more info.
When something happens to you or your partner, do you have a plan to ensure the financial stability of your family? Have you considered what your care will look like? Seven out of 10 seniors will need long-term health care at some point in their lives.* When that day arrives for you, will it spell disaster?
Long-term health care is expensive, and can cause severe financial distress. If you are not prepared, it can even destroy your plans to leave a legacy for your family. Let Mary help you prepare a plan that gives you the care you deserve and avoids this worst-case scenario.
Medicare doesn’t cover long-term care needs. That’s why having the proper insurance is so important. Long-term care insurance can provide stability to your overall retirement portfolio. It helps ensure your assets won’t be drained. Also, it reduces the chance that you could become a burden to family and loved ones. Plus, you can have more options for care when the need arises. For example, what if you want to ensure you could stay in your home and receive care at your residence instead of entering a nursing home? Many policies provide coverage for just that.
Hybrid policies are a great option to help you overcome the "Use it or Lose it" fear some folks have with traditional Long-term care insurance.Mary is also certified to sell partnership policies, which means the policy can help pay for a facility's self pay requirement as you transition to Medicaid paying for your Long Term care. This helps protect some assets that you may want to pass along to your family instead of all your funds going to the Nursing Home.
Mary is committed to meeting your needs and staying within your budget. As an independent agent, she's not tied to any one insurance carrier. Instead, she researches many top-rated insurance companies to find suitable options.
Guarantees and protections are subject to the claims-paying ability of the issuing company.
*Source: LongTermCare.gov: https://acl.gov/ltc